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In business, you have sometimes to go with the flow. Although you are well prepared and calculated with a solid business plan, there are sometimes cases where you need to spend more. Did you add a few additional employees and you need a few more desks? Did you get a big contract that will require a few additional truck to be finished on time?

The millennials are a messed up generation. First they were told they can’t get ahead in life if they don’t have higher education. But the universities are now so expensive that not many can afford them. The solution? Student loans. These loans, they were told, are good ones. You don’t have to pay it back as long as you are in school, and start paying them only 6 months after graduation when, hopefully, you have a job. Almost every student, from middle class families to the poorest of the poor, took loans and continued merrily studying.

We have talked about the fact that learning something new and continuously acquiring new knowledge is the hallmark of great business leaders and entrepreneurs.

It’s not too long ago that advertising on television and in print was all the rage for small business owners. They were expensive, especially the television ads, but if you could afford it, it was a sure way to bring in some new business.

Why do I have to refresh it? It's only a few years old! It's working fine.